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Nearly five years ago I began a
journey, an educational journey to improve my knowledge about
money and how it works. Money was never talked about when I was
growing up. All I knew was what I saw and heard. So, I repeated
this as I became an adult, not knowing that there was a different
way or that I had a choice on what kind of relationship I could
have with my money.
 Here’s
an example of just how bad my relationship with money was. During
most of my adult life I incurred large amounts of debt, most of it
was bad debt, had one car repossessed, developed a bad credit
history, and didn’t know anything about saving let alone planning
for retirement. What was that? I had no clue about credit scores
or interest rates and this made for a very bad combination when it
came to spending.
It wasn’t until I turned 40 that I realized just how dysfunctional
my relationship with money was. It took my marriage nearly failing
before I realized just how costly my money mistakes were.
I also realized that I had been in a vicious cycle of poverty for
most of my life because even though I had a college degree and a
great paying job the reality was that I was living
paycheck-to-paycheck. This had to stop, and the only one who could
make this stop was ME.
My intense ‘learning journey’ began and I quickly became addicted
to bookstores like Barnes & Noble and Borders trying to get my
hands on as much financial educational materials as possible. I
also started listening to talk radio that focused on financial
matters, whether it was personal finance, investments or real
estate programs. I read books, materials, did online research, and
attended any workshops related to improving my money management
skills.
Little did I know that I was developing a new paradigm to replace
the old one that once controlled my life. To do this I began
retraining my mind, thoughts, language, and actions and started
realizing the results I was looking for. Today, I can proudly say
that I am free of all the bad debt, I have a much higher FICO
score, am a proud home owner and I know how to invest to expand my
financial portfolio and plan properly for my retirement. In other
words, I am no longer in that cycle of poverty and am no longer a
victim of predatory lending.
Today, my goal is to help others who are still in this vicious
cycle by sharing my experiences and what I learned along this
journey. As a result, I started my own business to help others
begin their ‘learning journey.’
The bottom line is that you do have a CHOICE about the kind
of relationship you can have with your money. If you need a
healthier relationship with your money then sign up to attend one
of our Basic Money Management Workshops!
Or call us to schedule a workshop for your group and let’s get
started!
Contact Us:
Stepping Up Together
P.O. Box 2212
Globe, Arizona 85502
Phone: (480) 299-1383
Fax: Will be coming shortly
Email: info@steppinguptogether.com
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